Wednesday, September 2, 2020

The Meaning Of Freedom Of Expression

The Meaning Of Freedom Of Expression Countries over the world have various constitutions and laws that administer the nations, evidently some may comparative contingent upon the nation, and some are additionally extraordinary. Be that as it may, the Freedom of Speech and Expression is basic in the vast majority of them, particularly in nations that are not under tyranny administering. The right to speak freely has to do with liberating individuals to communicate their contemplations anyway they need with no kind of impedance. This is a significant issue over the world, with no exemption of Malawi. Besides, the issue of articulation has to do with the media on the grounds that these are the guard dogs of the general public and they interface the individuals with the legislature. The press needs to do the exploring for the country, it must be straightforward and responsible in its news detailing, thus the media and press do get together with heaps of issues. The right to speak freely is characterized as the opportunity to talk without restriction and constraint or both. It proceeds to give political rights that empower one to share thoughts. Fundamentally, the Freedom of Expression includes things that empower one to bestow, get and look for data without taking a gander at the technique utilized. It is said to help in vote based system to work and furthermore open cooperation in dynamic since residents can't unreservedly communicate their commitments on the off chance that they don't have the opportunity engaged to them. An article in the general affirmation read that, the free correspondence of thoughts and conclusion ought to be considered as keeps an eye on most prominent right.(David 2012) In as much as the individuals are given outright rights to talk and distribute whatever they like, it is likewise said that the law is probably going to stand firm at whatever point any of the rights is mishandled. This implies the opportunity of articulation is something that is significant and must be thought of on an enormous note. Indeed, even the article 5 of the widespread revelation underwrites this and includes to state limits are redundant most definitely. (David 2012) Foundation of the Freedom of Expression The ability to speak freely goes, harking back to the fifth and sixth BC in the Roman Republic whereby the primary rights were opportunity of religion and the right to speak freely of discourse, additionally, it was talked of by Rashidun and Al-Hashimi, Islams, in their letter to one of the strict rivals. As years passed, different individuals battled for it from numerous points of view until the primary state broadcasting the right to speak freely of discourse was given on December 4, 1770 in Denmark-Norway. Individuals like John Stuart Mill called attention to that without opportunity there can barely be accomplishment in things like legislative issues and different things related, which as indicated by him required free articulation. Nonetheless, the Freedom Forum Organization said that it is critical to perceive the restrictions of the right to speak freely as it might strife with different things. (David 2012) The Malawi government has likewise received the idea of the right to speak freely of discourse since the time it got its autonomy from Britain and had the majority rule government. Majority rule government manages the voice of the individuals; evidently that is the reason it goes connected at the hip with the right to speak freely and articulation. The Malawi Constitution ensures the opportunity of articulation and perspectives it as a fundamental right. It takes a stab at people in general to make the most of their entitlement to be educated through unlimited access to data. Points and Objectives To see if there has been a progression of the opportunity of articulation or whether it has/is breaking down. Since its foundation, things have been occurring that it has not been anything but difficult to tell whether this opportunity is truly working out there or perhaps it is a distant memory. To look at the progression of the rights in the legislature and reflect how the residents are being taken care of concerning the opportunity of articulation. How precisely is the administration executing its strategies on the individuals, is it being over legitimate or maybe it is forcing issues on the individuals without thinking about their privileges, or maybe it is doing fine and dandy. To assess the degree of the opportunity the press has here in Malawi How far does the Malawian government take its opportunity of articulation, how much does it approve it. To discover the media has they genuinely are carrying out their responsibilities openly without preventions Are the media houses really allowed to report whatever they are committed to answer to the country of Malawi? Or on the other hand maybe they have misfortunes? To appraise how the ability to speak freely is being utilized by the media and push on the individuals. To see through how the opportunity of articulation and discourse have been streaming throughout the years. To comprehend what precisely it intends to have that sort of opportunity, and furthermore get familiar with its restrictions. Issue Statement The media is a guard dog for the general public, and its responsibility is to keep the country educated, engaged and taught, it needs to do anything in its capacity to be there for the general public and post for it. Be that as it may, in Malawi, the opportunity of articulation, or press opportunity is said to have been embraced numerous years prior, obviously as ahead of schedule as when autonomy from the British government was conceded. Presently, the issue is that there is by all accounts a block on this opportunity of articulation and the manner in which the media is carrying out its responsibility. Its it is possible that it isn't being conceded to them in full or there are bunches of misinterpretations about it. The media is enduring and there is no exactness in its activity, this lone implies that the country isn't getting precise data, and is in this way not being dealt with decently. Speculation After leading an exploration on the assessment of the ability to speak freely and articulation, the potential results are envisioned. The legislature here and there will in general assume responsibility for the media professionals, in this manner restricting their right to speak freely and articulation. At the point when the individuals, media and press appropriately practice their opportunity of articulation, they will in general come out with positive outcomes since that is work all around accomplished for them to serve the country in a legitimate way without constraints. A few media experts abuse their privileges and cross their limits all for the sake of having opportunity of articulation, subsequently different people groups rights are disregarded. Writing REVIEW So much has been said or research on the subject of opportunity of articulation and the media, associations, and even people have a considerable amount to state about it, others give some accentuation on it as in its significance in the media and others even give a review of how it is streaming in the nation and furthermore how or what the media thinks about it. The right to speak freely of discourse has to do with individuals having the option to give their perspectives on things of their advantage, and the opportunity of the press gives the rights to the print media with the goal for them to openly communicate what they really accept. In any case, having the ability to speak freely doesn't mean reserving the option to damage or inconvenience others. The opportunity that is included here has to do with how much inventiveness one can bring for the point of improving the social orders that we live in. this opportunity is there to engage individuals to break down their legislature and accomplish what is best for them two, as it were it has to do with censuring the initiative both emphatically and adversely and wind up having what is best for the country. To live without opportunity is authoritative yet with opportunity comes duty in revealing. (Orwell 2009) Opportunity of articulation is significant if the individuals are to partake in dynamic issues, particularly for nations that are supposed to be law based like Malawi itself. Individuals can not have the option to take an interest unreservedly in what is happening around them on the off chance that they don't have the opportunity, for example things like picking of pioneers to direct them. Hence, this issue isn't just vital for individual addition yet in addition it helps in keep up the vote based soul that the nation has. This opportunity obviously gives the general public to voice out their musings on issues unreservedly with no aggravations. Moreover, this is something that necessities full help in light of its situation in vote based system and open investment in policy driven issues and furthermore the media. On an editorial perspective, the opportunity to give out information can go under various assaults. Weight on the writers represents an exceptionally huge danger. An article discharged by MISA said that Freedom of articulation is an essential right, which is explicitly ensured in the Malawi Constitution. In this way, this program looks to battle for the general population to make the most of their entitlement to be educated through unhindered access to data. This one kept on saying that MISA is battling for the Access to Information (ATI) bill. Segment 37 of the Malawi Constitution accommodates access to data. The designers of the Constitution anyway made this option to get to data subject to a demonstration of parliament yet didn't set a time span for the authorization of the law on access to data. Then again, some data plainly expresses that a long time since the reception of the Constitution, there is still no empowering represent access to data. Obviously, as per Malawi Institute of Journalism, a pastor once said that the instance of the July 20 showings that were held in the nation, he saw that some jouranalists who were covering the exhi bits were pounded by the police and some radio broadcasts put off air by the Malawi interchanges Regulatory Authority MACRA (Malawi Institute of Journalism 2012) Still on the idea of the opportunity of articulation being damaged, the legislature has been named as the greatest violator of the opportunity of articulation in Malawi followed by the overall population, and this is as indicated by the Media gathering of Malawi (MCM). Mr Anderson Fumulani of the MCM said that a study uncovered government as a significant violator of press opportunity. (Ganthu 2002). Legislative hall Radio overseeing chief Al Osman cautioned that with harsh media laws been presented, opportunity of articulation is under danger. He kept on saying that the media simply give a plat

Saturday, August 22, 2020

Drug Testing Welfare Applicants Free Essays

Starting at 2011 there are 4. 3 million Americans on government assistance and utilizing 131 billion dollars that originate from the citizens. Government assistance has been a hot issue in the United States for some time and a typical discussion is whether residents that fit the bill for government assistance ought to be sedate tried or not. We will compose a custom exposition test on Medication Testing Welfare Applicants or then again any comparable subject just for you Request Now Most Americans concur that an emotionally supportive network for residents that are battling monetarily is a smart thought and can assist some with financially recovering. Others will contend that numerous individuals on government assistance misuse their benefits to finance their substance misuse and abuse the taxpayer’s cash. My own view is that individuals ought to need to breeze through a medication assessment so as to get these administration presents and keep constant clients from mishandling these benefits. Government assistance is a governmentally financed program that gives money related help to residents who have almost no pay. The United States government assistance framework started, harking back to the 1930’s, during the Great Depression, time because of a staggering measure of families that were attempting to get by. Still today there are a huge number of individuals scarcely making by during these extreme financial occasions. Residents can apply for various sorts of government assistance including social government assistance, corporate government assistance, youngster government assistance to name the absolute generally well known. On these kinds of government assistance individuals can get various sorts of help, for example, human services, food stamps or youngster care. There are numerous variables go into a person’s qualification for a government assistance program. Qualification is dictated by utilizing gross and overall gain, size of the family, and certain circumstances, for example, health related crises, pregnancy, vagrancy or joblessness. After the underlying application a case manager will accumulate this data and decide whether the individual meets all requirements for any advantages and the amount the person in question can get. An individual can likewise apply for a state run government assistance program called the Temporary Assistance for Needy Families or TANF. TANF, in any case, is not quite the same as most and necessitates that the candidate look for some kind of employment inside two years of getting help. Not looking for some kind of employment will bring about lost these advantages. A medication test is a specialized examination of an organic example, for example, pee, hair, blood or spit, to decide the nearness or nonappearance of indicated tranquilizes in a person’s framework. A pee tranquilize test, which is the most widely recognized in the United States, screens for ten kinds of medications: Amphetamines, barbiturates, benzodiazepines, cannabinoids (THC), cocaine, methadone, methaqualone, sedatives, phencyclidine, and propoxyphene. These medications have different discovery periods in the human body however the normal is two to ten days. Inside this window of time. Studies have demonstrated that the predominance of substance maltreatment among government assistance beneficiaries has shifted broadly in their discoveries, with paces of somewhere in the range of 10 and 37 percent. A significant part of the distinction in rates found in these investigations is because of various information sources, definitions, and estimation techniques and the various limits used to characterize substance misuse. Another distinction is whether liquor misuse or potentially the maltreatment of professionally prescribed medications are remembered for the gauge. Additionally how might we get genuine proof when we don’t have the way to sedate test these government assistance beneficiaries yet. Bosses require medicate testing before business so for what reason should government assistance beneficiaries get a similar treatment for the endowment of accepting government subsidizing. Its expense dollars of the working individuals subsidizing somebody else’s addictions. Medication use and use and its outcomes influence all of society that is essential to a solid America. Medication use strains our medicinal services, criminal equity frameworks and imperils the eventual fate of our youngsters with the general strain on our economy. Florida as of late turned into the principal state to require grown-ups applying for money government assistance help (I. e. , not food stamps and lodging help) to experience medicate screenings. Florida Gov. Rick Scott safeguarded the new principle by contending that: â€Å"It’s not directly for citizen cash to be paying for somebody’s illicit drug use. †¦ in addition, this is going to expand moral duty and individual responsibility. We shouldn’t be sponsoring people’s habit. † In 2009, 20 states put in proposition to breeze through the medication assessment laws and at any rate 36 states put recommendations in 2011 around tranquilize testing of government assistance (Temporary Assistance to Needy Families †TANF) and food stamp (Supplemental Nutrition Assistance Program †SNAP) beneficiaries. At the point when Florida passed the law of requiring drug tests to get government assistance it set a trend for different states to follow. Florida government accepted that by passing this law itwould prevent individuals from abusing government assistance advantages to purchase drugs. Florida anticipates that the beneficiaries should pay for the medication test and the administration will repay the beneficiary the expense of the medication test. Arizona and Missouri require testing for anybody they â€Å"reasonably† suspect of unlawful medication use. As of April17, 2010 Utah and Georgia additionally passed enactment for sedate testing. Instructions to refer to Drug Testing Welfare Applicants, Papers

The Light-dark Metaphor in Heart of Darkness, by Joseph Conrad Essay

All through his account in Joseph Conrad's Heart of Darkness, Charlie Marlow describes occasions, thoughts, and areas that he experiences as far as light or obscurity. Implanted in Marlow's speech is a continuous allegory comparing light with information and consideration and dimness with secret and viciousness. At the point when he starts his account, Marlow likens light and, thusly, respectfulness, with the real world, trusting it to be a substantial articulation of man's characteristic state. Thus, Marlow utilizes obscurity to delineate brutality as a bad habit having fled with nature. However, as he continues further into the core of the African wilderness and starts to comprehend viciousness as a crude type of human progress and, in this way, a reflection on his own existence, the allegory shifts, until the storyteller raises his head toward the finish of the novel to find that the Thames appeared to 'lead into the core of a massive dimness.'' The adjustment of the light-dull il lustration compares with Marlow's discernment that the main 'reality', 'truth', or 'light' about development is that it is, paying little mind to appearances, stunning, foolish, and covered in 'haziness'. Marlow utilizes the differentiation among haziness and light to underscore the split between the apparently divergent domains of class and brutality, more than once connecting light with information and truth; obscurity with puzzle and beguiling wickedness. When Marlow understands that his auntie's colleagues had distorted him to the Chief of the Inner Station, Marlow states, 'Light unfolded upon me', as though to unequivocally connect light with information or discernment. It is huge at that point, that Marlow later connects light with human advancement. He portrays the knights-errant who went out from the Thames to overcome... ... October 2002. Accessible: http://www.lawrence.edu/~johnson/heart. Conrad, Joseph. Heart of Darkness, New York: Dover, 1990. Hayes, Dorsha. Heart of Darkness: An Aspect of the Shadow, Spring (1956): 43-47.. Levenson, Michael. The Value of Facts in the Heart of Darkness. Nineteenth-Century Fiction 40 (1985):351-80. McLynn, Frank. Hearts of Darkness: The European Exploration of Africa. New York: Carol and Gey, 1992. Mellard, James. Fantasy and Archetype in Heart of Darkness, Tennessee Studies in Literature 13 (1968): 1-15. Rosmarin, Adena. Obscuring the Reader: Reader Response Criticism and Heart of Darkness. Joseph Conrad Heart of Darkness: A Case Study in Contemporary Criticism. Ed. Ross C. Murfin. New York: St. Martin's, 1989. Watt, Ian. Conrad in the Nineteenth Century. San Diego: U. of California P, 1979. 168-200, 249-53.

Friday, August 21, 2020

1. AMUN-Ra The Hidden One1 Essays - Egyptian Gods, Mythology

1. AMUN-Ra The Hidden One1 As Zeus in Greek, Amun - Ra or Amon in Egypt is considered as Kings of Gods and Goddesses. Accepted as the Father of the Pharaohs, Amun's female variant is Amunet and is considered as The Female Hidden One. Framing the Theban Triad, Amun and Mut alongside their posterity Khonsu Moon God were loved all through the antiquated Egypt. Amun1 was adored in Egypt, yet in addition outside Egypt as Amun - Ra after the amalgamation with the Sun God Ra of Ancient Egypt. 2. MUT The Mother Goddess4 Mut significance Mother in Egyptian language, is a basic god in Egyptian who wears two crowns on her head each speaking to Upper and Lower Egypt. Likewise titled as She who conceives an offspring, however was herself not conceived of any, Mut is spoken to as Vulture in symbolic representations. With various coordination with different gods Mut is depicted as a Cat, Cobra, Cow and even Lioness. Mother of Khonsu, Mut with her various relationship with numerous arbitraries was upheld by numerous leaders of Egypt who followed the development. 3. OSIRIS The King of Living Considered as a most established offspring of Earth God ZEB and Sky Goddess NUT, Osiris is loved as God of the great beyond as Egyptian accept there is eternal life. Painted with green skin in the depictions, Osiris was a divine force of vegetation which showed Renewal and Growth and took in control for the rich flooding and the vegetation around the Nile banks.2 Osiris wedded his own sister Isis and was killed by his own sibling Seth. In spite of being killed by his own sibling, Osiris was breathed life into back by the enchantment of Isis for imagining a kid. Horus is the posterity of the Osiris and Isis, who retaliated for his dad's passing and emerged as new ruler of Egypt while Osiris turned into the God of the Underworld and helped for the hereafter of the Pharaohs and even the populace. 4. ANUBIS The Divine Embalmer Before Osiris dominated, Anubis watched the Afterlife. Being a psychopomps Anubis was the posterity of Ra and Nephthys was known for preserving the dead ones and controlling the dead soul towards the great beyond. Having his skin tone dark, he is represented as the dull Nile stores which dialed down cultivating and making it a fruitful one. With the leader of a jackal and a body of the man Anubis was additionally represented Renaissance and the recoloring of the dead bodies after the treating (Preserving the dead human remains). 5. RA The God of Sun Radiance An early afternoon sun as recognized Ra or Re holds significant situation in the Egyptian history. The God of Sun who has a sun circle around his head is accepted to have made this world. Each dawn and dusk was represented as recharging process. Depicted as a bird of prey headed man, he and Horus shared an affiliation which drove him known as the Horus of the Horizon. Numerous antiquated Egyptian divine beings were converged with Ra and many were made by him also with some opponent divine beings like Ptah, Isis and Apep . 6. HORUS Lord of Vengeance Horus has an uncommon situation in the Ancient Egypt. Considered as the posterity of the Osiris and Isis, he vindicated his dad's passing and administered Egypt. According to other fantasy he is considered as the brood of the Zeb and Nut, anyway this hawk headed man with the crown of red and white was adored as the God of Sky, War, Protection, Light. The eye of Horus or the Wedjat Eye was exemplified as the goddess Wadjet and was prominently known as The Eye of the Ra. It represented that everything is being viewed upon from above. 7. THOTH Divine force of Knowledge and Wisdom An authority who settled the debates among great and shrewdness, Thoth is considered as the god self made . Ace of both physical and perfect laws, he alongside his partner Ma'at kept up the universe by the dominance in figurings. Egyptians recognize him as a creator of science, reasoning and enchantment. An ibis or primate headed man was viewed as the most learned god in the antiquated history. Prior considered as moon god

Film report Essay Example | Topics and Well Written Essays - 1250 words

Film report - Essay Example The conversation will do this by giving top to bottom proof as shows up in Akira Kurosawa’s film, The Seven Samurai. The story generally hovers around a little town that is endeavoring to shield itself from scoundrel assaults, a condition that constrains them to shape an alliance with their samurai, who for this situation show up rather ruined. In spite of the fact that the connection between them is a stressed one, they keep up a shared security that sees them through an intense wartime in which the community’s needs and individual narrow-mindedness command and prevail with regards to depicting the subject [importance] of socialism and unselfishness over independence (Wallace n.p.). To begin with, Akira presents the subject of network soul from the get-go in the film through the character Kimbei, who is one of the Samurais. To do this, his film features the significance of hair in the way of life as we see distinctive haircuts showing up on the heads of numerous characters. At that point differentiate trims in when Kimbei chooses to shave his hair so he can fool a few crooks into dischargin g a little kid who falls into their hands. He shaves his head clean in order to pretend the picture of a town cleric, and toward the finish, all things considered, he prevails with regards to sparing the kid. The demonstration of a Samurai shaving his head is relinquished on the grounds that the way of life sees shaving hair as a break of the culture’s standards. Kimbei’s life doesn't return to typical, yet he takes up the job of serving and driving his locale since he open up to real factors that his locale has needs that need tending to, for example, assurance from the criminals, and devotes his life to serving them. Additional proof shows up when he is seen opening up to his hireling disclosing to him that they would prefer to kick the bucket serving. The point of view of â€Å"we† shows his call for unity, subsequently socialism. To promote in this, Akira thoughtfully applies an immediate statement through Kimbei at the scene where he powers a gathering of residents to come back to their posts during

Sunday, June 28, 2020

The Five Conjunctions that Require a Semicolon

On the SAT Writing section, there are five conjunctions that must always be preceded by a semicolon when they are used to begin a clause. However Therefore Moreover Consequently Nevertheless The first two appear very frequently while the other three are less common, but the rule is the same for all of them. The inclusion of these conjunctions is usually a dead giveaway that a question is testing semicolon usage, so if you see one of them, first check whether there is an answer that includes a semicolon; it will virtually always be correct. For example: Researchers believe that genes could affect the amount of caffeine people consume, environmental factors are known to play an important role as well. (A) consume, environmental factors are known to play an important role (B) consume; but environmental factors are known to play an important role (C) consume, an important role is known to be played by environmental factors (D) consume; however, environmental factors are known to play an important role (E) consume, with environmental factors being known to play an important role If you can recognize the original version of the sentence as a comma splice (two sentences separated by a comma), youre already ahead of the game. What you may not realize, however, is that you dont actually have to reach each answer through word by word, trying to find the best way to fix the sentence. Since semicolons are one of the most common ways to fix comma splices, any answer that contains one has a pretty good chance of being right. Furthermore, any answer that contains semicolon + however, is usually going to be correct. So if you scan through the answers and spot that choice D contains just that, you already know that youve probably found that right answer without even having to read through the other options. To be on the safe side, you do need to plug the answer back into the sentence and check that it makes sense (it does), but working like this can save you an awful lot of time and worry.

Tuesday, May 26, 2020

Is Liquidity Risk Management Important For Rbs Finance Essay - Free Essay Example

Liquidity and Liquidity Risk management, both are important for organisation so there is not single question regarding its importance towards RBS. I can say yes because Liquidity Risk Management enable organisation to pay its debt when they come due with certain condition and specified manner. Yes, Liquidity risk management is important especially for financial organization as well as for banks. It enables organisation to pay its debts in time without loosing values of firms assets. Answer 1.3 No, Liquidity Risk Management is not as much important as other financial strategic decision making because If you some effective financial strategy in the business than Illiquid situation will never come to face. So financial strategic decision making is important for RBS as compared to Liquidity Risk Management. Answer 1.4 No, RBS will never depend on the Liquidity Risk Management because before last recession RBS was maintaining Liquidity risk even though RBS had faced shortage of cash. It is not much important for RBS than other risk management. Answer 1.5 Liquidity risk management is not important for only RBS but it is also important for all banks and financial institutions. Liquidity can make firm to enable to pay its obligations when they come due. Answer 1.6 Yes, I think it is important for RBS to maintain credit balance in both RBS and NatWest. Answer 1.7 Liquidity and its management both are the part of financial strategies of the business. RBS is a financial institute and it is quite necessary for them to maintain enough cash fund to pay its debts in time and liquidity risk policy enables to do so. Liquidity and Recession 2 What was the reason behind the last recession especially for Banking sector (RBS)? Answer 2.1 First of all last recession of 2007-2010 was came from United States of America by subprime mortgage crisis and it was impacted to only financial sectors of world and specially to western countries. End of 2006 and start of 2007 was boom time, there were only growth in the market. Banks were lending money in the market without any securities. Due to coming in overconfidence bye banks and investors, recession time start and it was reason for RBS also because before this time RBS was doing quite well. Answer 2.2 It was only due to overconfidence of financial institutions. Financial organizations came into over confidence and invested money in the market without any securities. This was the reason of global financial crisis. RBS was also come into trouble because of worthless acquisition. For business development RBS did lot of acquisition and invested lot of money even some of those acquisitions were useless and worthless. Answer 2.3 Reasons behind the last recession were sub-prime mortgage crisis, housing bubble and oil pricing bubbles. These three hurdles had also affected to RBS and all financial institutions and some of them were fall down. Answer 2.4 Lack of securities and overconfidence were reasons behind the global financial crisis. Answer 2.5 It is clear and everyone knows about the recession, its reasons and its effects. Sub-prime mortgage crisis was the main reason behind the credit crunch. Same things happened with RBS. Answer 2.6 Reasons for the last recession were housing price bubble, lack of liquidity fund, sub-prime mortgage crisis and increasing inflation. Answer 2.7 RBS was using acquisition techniques for business expansion. It was right but not suitable because reserve fund is also necessary during critical time to survive. RBS had not maintained liquidity fund and due to this, RBS had to face credit crunch. 3 Can liquidity risk management help organisation to survive during recession? If yes than how did it helped to RBS? Answer 3.1 If we talk in the context of last recession than I will say yes because last recession was only due to not available enough cash with organisation, and liquidity management is only key to solve this problem so it is quite true to say that LRM helps organisation to survive during recession. Answer 3.2 No, Liquidity risk management can help organisation to solve illiquid situation where as last recession was due to non availability of fund that business do need for their operation as well as to meet regular expenses. Liquidity Risk Management can not solve insolvency condition. Answer 3.3 Yes, it can help organisation to survive during credit crunch but at some extent only. Answer 3.4 Liquidity Risk Management is one of the risk management policies. It can help organisation to solve short term funding problem but last credit crunch was into action for almost 3 years. So it is not possible with Liquidity Risk management. Answer 3.5 Sometime it can help or sometime it can not. So it depends upon the circumstances of the problem. If we talk in the context of last credit crunch, it can and it also did to many banking organizations. Answer 3.6 Risk Management policies are most important for all business organisation and Liquidity Risk Management policy is one of them. So it is also important and helpful for business organisation like as RBS. Answer 3.7 Now a day, Business can perform on the base of certain strategies and policies which can help an organisation to develop and run business even in tough conditions as well as to gain competitive advantages. So Liquidity Risk Management policy is one of them which help us to deal with short term payments and debts. Liquidity and Trust, Reputation and Solvency 4 From your point of view, is there any relation between liquidity and solvency? Answer 4.1 Yes, because liquidity and solvency are two sides of a coin and they are connected with each other. Illiquidity comes from insolvency but insolvency never comes from illiquidity. So I can say like as there is a relationship between liquidity and solvency. Liquidity is a part of solvency. Answer 4.2 No, there is not any relation between Liquidity and Solvency. Illiquidity doesnt come from insolvency but Sometime insolvency comes from the continuous illiquidity. So there is only on side relation, illiquidity comes from some business loses and wrong investment decision like as RBS did in past. Answer 4.3 Liquidity and solvency are connected with each other, so I can say that both have relation with each other. Answer 4.4 Yes, they both are two sides of a coin. If Illiquidity happens than insolvency will also happen after sometimes. There is a positive relation between liquidity and solvency. Answer 4.5 Yes, there is a relationship between liquidity and solvency. If company has sound liquidity management policy than insolvency condition will never come in the business. We have some example, Lehman Brother collapse, why? Because of improper management of fund and wrong investment decision, continuous illiquid situation surged insolvency. Answer 4.6 No, Answer 4.7 No, because Liquidity deals with short term debts and Solvency deals with long term debts. So there is not any relation between liquidity and solvency. 5 Do Liquidity Risk Management Policy help organisation to build trust and Reputation? If yes than how? Answer 5.1 I think yes, Liquidity can defiantly make an impact on trust and reputation of the company. In todays business world, all investors and stakeholders want to invest on those companies which are doing well by their business financial transaction. It means on time payment to creditors, dividend to shareholders, interest to banks and other loan holders, even wages to staff also. Liquidity helps organisation to pay its debts on time when it fall due. So Liquidity can do impact on trust of stakeholders and reputation in business world. Answer 5.2 Yes, Business transaction and in time payments in business always increase business reputation in the market and trust of stakeholders which do business with company. Reputation can also build up by other tools of business but trust of shareholders and stakeholders can only build by regular business. Answer 5.3 Yes, it definitely helps organisation to build trust and reputation.